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This portfolio is designed to generate current income with minimum risk to principal. Investors who normally select this portfolio are investors who Might need their funds in the short term or are not ready to invest in any of the other portfolios. 100% of this Portfolio is invested in Ultra Short Investment Grade Bonds with an average duration of less than 6 months, which makes it a very steady investment.

Update to 2019/11/30

Interest Rate Risk
Avg. Yield to Maturity 2.27 %
Avg. Effective Duration 0.77 yrs
Avg. Weighted Coupon 2.97 %

Number of Holdings
Total Stocks 0
Total Bonds 545
Bond Analysis
Top Sectors Top Regions
Banking 49.00% United States 61.18%
Consumer Cyclical 10.03% Canada 6.06%
Consumer Non Cyclical 9.90% Japan 5.49%
Technology 65.90% United Kingdom 5.13%
Communications 50.70% Australia 4.53%
Bond Analysis
Maturity Breakdown Credit Quality Breakdown
0-1 71.50% AAA 1.02%
1-2 12.30% AA 26.62%
2-3 14.70% A 43.31%
Cash 1.50% BBB 27.58%

This portfolio is designed to generate current income with relatively low risk to principal. Investors who normally select this portfolio are investors who do not want to have exposure to the equity market and seek steady and reliable stream of income. They are comfortable with a moderate long-term growth and short-term investment horizon.

Update to 2019/11/30 | Returns Are Net of Fees (1.50% per year)

Statistics
Description 1 year 5 years 10 years
Total Return 10.76% 9.98% 36.14%
Annualized Return 10.76% 1.92% 3.13%
Avg Month 0.86% 0.16% 0.26%
Best Month 2.54% 2.54% 2.54%
Worst Month -0.78% -2.75% -2.75%
% of Positive Months 75.00% 51.67% 59.17%
% of Negative Months 25.00% 48.33% 40.83%
Std. Deviation 3.83% 3.51% 3.66%
Anual Performance
2017 2018 2019
2.69% -4.02% 9.63%
Interest Rate Risk
Avg. Yield to Maturity 4.01 %
Avg. Effective Duration 6.15 yrs
Avg. Weighted Coupon 3.75 %
Number of Holdings
Total Stocks 0
Total Bonds 3,154
Bond Analysis
Top Sectors Top Regions
Government 55.27% United States 78.52%
Corporate Bond 41.87% Other Countries 7.34%
Government Related 1.94% United Kingdom 2.01%
Cash & Equivalents 0.77% Mexico 1.02%
Convertible 0.15% Netherlands 0.91%
Bond Analysis
Maturity Breakdown Credit Quality Breakdown
1-3 24.40% AAA 43.24%
3-5 13.21% AA 2.50%
5-7 10.32% A 14.56%
7-10 34.34% BBB 21.10%
10-15 2.13% BB 8.53%
15-20 3.46% B 8.59%
20-30 10.80% Below B 1.37%
30+ 1.32% Not Rated 0.11%

This portfolio is designed to generate modest returns with relatively low risk to principal. Investors who normally select this portfolio are investors that have low risk tolerance and typically have short-term to mid-term time horizon.

Update to 2019/11/30 | Returns Are Net of Fees (1.50% per year)

Statistics
Description 1 year 5 years 10 years
Total Return 11.64% 15.61% 50.08%
Annualized Return 11.64% 2.94% 4.14%
Avg Month 0.93% 0.25% 0.35%
Best Month 3.42% 3.42% 3.45%
Worst Month -0.52% -2.68% -2.78%
% of Positive Months 75.00% 63.33% 68.33%
% of Negative Months 25.00% 36.67% 31.67%
Std. Deviation 4.32% 4.07% 4.19%
Anual Performance
2017 2018 2019
6.57% -5.66% 12.23%
Interest Rate Risk
Avg. Yield to Maturity 3.83 %
Avg. Effective Duration 6.34 yrs
Avg. Weighted Coupon 3.53 %
Number of Holdings
Total Stocks 4,077
Total Bonds 3,154
Stock Analysis
Top Sectors Top Regions
Government 46.96% United States 74.33%
Corporate Bond 30.68% Other Countries 5.46%
Technology 4.02% Japan 2.17%
Financial Services 3.41% United Kingdom 1.73%
Consumer Cyclical 2.59% France 1.53%
Bond Analysis
Maturity Breakdown Credit Quality Breakdown
1-3 24.51% AAA 47.91%
3-5 11.60% AA 2.71%
5-7 8.79% A 15.47%
7-10 37.01% BBB 21.47%
10-15 2.09% BB 5.39%
15-20 3.57% B 6.13%
20-30 11.11% Below B 0.82%
30+ 1.30% Not Rated 0.10%

This portfolio is designed to generate moderate growth of principal. Investors who normally seek this portfolio are investors that seek moderate growth and in return they accept short-term fluctuations and have a mid-to-long-term investment time horizon.

Update to 2019/11/30 | Returns Are Net of Fees (1.50% per year)

Statistics
Description 1 year 5 years 10 years
Total Return 12.77% 26.45% 79.95%
Annualized Return 12.77% 4.80% 6.05%
Avg Month 1.04% 0.41% 0.51%
Best Month 5.36% 5.42% 6.66%
Worst Month -3.74% -5.06% -5.06%
% of Positive Months 75.00% 66.67% 65.83%
% of Negative Months 25.00% 33.33% 34.17%
Std. Deviation 9.12% 7.35% 7.64%
Anual Performance
2017 2018 2019
13.8% -8.76% 17.15%
Interest Rate Risk
Avg. Yield to Maturity 3.71 %
Avg. Effective Duration 6.37 yrs
Avg. Weighted Coupon 3.37 %
Number of Holdings
Total Stocks 4,077
Total Bonds 3,154
Stock Analysis
Top Sectors Top Regions
Government 35.23% United States 72.95%
Corporate Bond 22.58% Japan 3.50%
Technology 8.12% Other Countries 2.95%
Financial Services 6.79% France 2.72%
Consumer Cyclical 5.16% Germany 2.54%
Bond Analysis
Maturity Breakdown Credit Quality Breakdown
1-3 23.78% AAA 52.47%
3-5 10.88% AA 2.71%
5-7 8.09% A 15.00%
7-10 40.85% BBB 19.47%
10-15 1.79% BB 4.66%
15-20 3.29% B 4.90%
20-30 10.16% Below B 0.73%
30+ 1.13% Not Rated 0.07%

This portfolio is designed to maximize long-term potential growth of principal. Investors who normally chose this portfolio are investors that are willing to accept market volatility and have a long-term investment horizon.

Update to 2019/11/30 | Returns Are Net of Fees (1.50% per year)

Statistics
Description 1 year 5 years 10 years
Total Return 13.24% 31.84% 95.57%
Annualized Return 13.24% 5.68% 6.94%
Avg Month 1.10% 0.50% 0.60%
Best Month 6.41% 6.98% 8.25%
Worst Month -5.37% -6.27% -6.33%
% of Positive Months 75.00% 68.33% 67.50%
% of Negative Months 25.00% 31.67% 32.50%
Std. Deviation 12.05% 9.40% 9.80%
Anual Performance
2017 2018 2019
17.62% -10.44% 19.66%
Interest Rate Risk
Avg. Yield to Maturity 3.54 %
Avg. Effective Duration 6.44 yrs
Avg. Weighted Coupon 3.15 %
Number of Holdings
Total Stocks 4,077
Total Bonds 2,176
Stock Analysis
Top Sectors Top Regions
Technology 16.22% United States 61.32%
Financial Services 13.55% Japan 6.85%
Government 12.99% France 5.21%
Consumer Cyclical 10.33% Germany 4.83%
Industrials 8.85% China 3.68%
Bond Analysis
Maturity Breakdown Credit Quality Breakdown
1-3 24.79% AAA 59.71%
3-5 8.64% AA 2.45%
5-7 6.24% A 13.79%
7-10 44.83% BBB 18.34%
10-15 1.72% BB 2.13%
15-20 3.10% B 3.23%
20-30 9.60% Below B 0.26%
30+ 1.07% Not Rated 0.07%

This portfolio is designed to maximize long-term potential growth of principal through the equity market. These types of investors are willing to accept market volatility and have a long-term investment horizon. This portfolio has no exposure to fixed income assets.

Update to 2019/11/30 | Returns Are Net of Fees (1.50% per year)

Statistics
Description 1 year 5 years 10 years
Total Return 13.80% 36.31% 107.00%
Annualized Return 13.80% 6.39% 7.55%
Avg Month 1.17% 0.57% 0.67%
Best Month 7.45% 8.39% 9.92%
Worst Month -6.82% -7.30% -7.82%
% of Positive Months 75.00% 65.00% 65.83%
% of Negative Months 25.00% 35.00% 34.17%
Std. Deviation 14.86% 11.36% 11.97%
Anual Performance
2017 2018 2019
21.14% -12.07% 22.12%
Interest Rate Risk
Avg. Yield to Maturity 0.00 %
Avg. Effective Duration 0.00 yrs
Avg. Weighted Coupon 0.00 %
Number of Holdings
Total Stocks 4,077
Total Bonds 0
Stock Analysis
Top Sectors Top Regions
Technology 20.32% United States 56.18%
Financial Services 17.04% Japan 7.00%
Consumer Cyclical 12.85% France 6.63%
Healthcare 10.98% Germany 6.15%
Industrials 10.93% China 4.63%
Bond Analysis
Maturity Breakdown Credit Quality Breakdown
1-3 0.00% AAA 0.00%
3-5 0.00% AA 0.00%
5-7 0.00% A 0.00%
7-10 0.00% BBB 0.00%
10-15 0.00% BB 0.00%
15-20 0.00% B 0.00%
20-30 0.00% Below B 0.00%
30+ 0.00% Not Rated 0.00%
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